Let Us Help You Navigate Medicare Supplemental Insurance
Medicare supplement plans, or Medigap plans, are insurance plans to provide health coverage to you in addition to what your original parts of Medicare offer. There are 12 standard plans sold by private insurance groups, whose costs can vary depending on the health care provider.
Supplemental Insurance Options
While Medicare coverage helps defray much of the cost of medical expenses, it is not full coverage, and supplemental insurance, often referred to as Medigap, is typically required to bridge the gap.
You can choose to join a Medicare Advantage Plan (like an HMO or PPO) if one’s available in your area. Before choosing to go with an Advantage Plan you’ll want to consider all your options. We can help you compare all the plans available to you.
Medicare Part A
Part A is the “hospital” portion of Medicare and is provided by Medicare. This portion is not sold by companies, its part of the coverage you receive when first signing up for Medicare.
Medicare Part D
Part D is the prescription drug portion of Medicare, but is provided by various companies to cover medications. This portion of Medicare health coverage you will purchase from an insurance company like Steve Richardt Medicare Supplement Insurance company.
Supplemental Medicare plans are made to suit your needs. With our help, you can choose Medicare supplements that provide only the additional coverage you require, while also cutting your out-of-pocket costs.